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Ability to Pay

Since homeowners purchase their Habitat homes, it is important for us to ensure that they will be able to pay for their home.

Families must be within our Income Guidelines (below).kids

Number of People
Minimum
Maximum
1

$23,090

$30,600
2

$23,090

$34,900
3

$23,090

$39,300
4

$23,550

$43,600
5

$23,550

$47,100
6

$25,300

$50,600
7

$27,050

$54,100
8

$28,800

$57,600

In addition to meeting the above income guidelines, families wishing to apply should also:

  • have a manageable amount of long term debts (if any).
  • have a credit score of 576 or better.
  • have some savings for a down payment available.