Become a Homeowner
About Habitat Homeownership
Contrary to popular belief, Habitat homes are not given away, but instead are sold at with a 0% interest mortgage. Families must also commit to a significant amount of hours of work on their own home, other Habitat projects, and in educational classes. If you have any questions about becoming a Habitat homeowner, please contact Eileen Daly at (920)-967-8887.
Applicant Qualifications:
- Demonstrate the need for adequate shelter based on current housing.
- Structural safety
- Overcrowding
- Temporary housing
- Cost of housing
- Receives a housing subsidy to make housing affordable
- Show an ability to pay based on the following minimum and maximum income level:
# of People |
Minimum |
Maximum |
1 |
$18,000 |
$30,200 |
2 |
$18,000 |
$34,600 |
3 |
$18,000 |
$38,900 |
4 |
$19,450 |
$43,300 |
5 |
$19,450 |
$46,700 |
6 |
$20,875 |
$50,100 |
7 |
$22,325 |
$53,600 |
8 |
$23,750 |
$57,000 |
- Have a willingness to partner with Habitat by:
- Completing the sweat equity requirements. Single adult families must complete 300 hours and 2-adult families must complete 500 hours before moving into their home. Our sweat equity policy includes hours of construction on your home, other homes, financial counseling, and other homeowner education courses. To view an example Sweat Equity Tracking form, click here.
- Paying the monthly no-interest mortgage.
- Making a $500 down payment.
The First Step
The first step in becoming a Habitat homeowner is to attend our Applicant Orientation Meetings. At this informational session, you will find out about our program, see what a typical Habitat home looks like, and learn how to accurately complete your application. We do not hand out applications year-round. Our orientation meetings are only offered during limited times during the year. You will be contacted about upcoming meetings.
| Application Sessions - Sessions will take place at the Habitat for Humanity Offices at 921 Midway Road, Menasha, WI.
The next Application Sessions will be held:
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